Please vote NO on Issue 5!
Ohio voters have an opportunity to overturn House Bill 545, which would set the maximum interest rate on short-term loans so low that payday lenders would go out of business, by voting no on Issue 5.
If an individual decides that $200 right now is worth more to him or her than $230 two weeks from now, that should be his or her free choice. It's none of the State of Ohio's goddamn business.
Like all legislation that creates consensual crime, Issue 5 would have unintended consequences worse than the "harm" it is designed to prevent. If payday loans are made unavailable, Ohioans will pay more in late fees and overdraft fees. Merchants' losses from bounced checks will increase. Maggie Thurber points out that "In both North Carolina and Georgia, the number of bad checks written went up after payday loans were similarly regulated."
Some people, unable to obtain short-term loans from legitimate businesses, might even turn to loan sharks. The state can make a product or service illegal, but it can't eliminate the demand for that product or service, and black marketeers will step in to satisfy the demand. Issue 5 would create yet another revenue stream for organized crime.
Please vote NO on Issue 5.
posted by Jason Sonenshein @ 11:07 PM
6 Comments:
"The state can make a product or service illegal, but it can't eliminate the demand for that product or service,"
QFT.
That's very true! If they get rid of payday loans, there will always be someone stepping up to meet those demands. Many people turn to payday loans because they may not have the credit to obtain it else where!
Do you women REALLY understand exactly how bad abortion hurts you in the eys of the Gods?
No matter how well things go in your relationship with the Gods you can kiss immortality goodbye.
Ours is an envionment where evil is perceived to be rewarded while good is punished. As with everything the Gods have a reason for creating this perception::::
People who fall on the good side of the good/evil scale have more favor, and when they do something wrong the Gods punish them BECAUSE THEY WANT THEM TO LEARN. The Gods want them to receive this feedback in hope they make corrections and begin to behave appropriately. The Gods DON'T like evil and refuse to grant this feedback.
EVERYBODY pays for what they do wrong, only evil people must wait until their next life before they will experience the wrath of the Gods, manifested in their reincarnation as a lower form of life into environments with increased/enhanced temptations.
Sadly, this allows the Gods to position this perception of evil rewarded as temptation, one which they use as an EXTREMELY effective corruptor.
Militancy in Africa is consistant with the Iraqi example, as was slavery and the KKK here in America:::Fear enforces proper behavior. Without it we see what happens as a result of gross/morbid disfavor:::::AIDS, crack babies, dead young men in gangland retaliation killings. This is the purpose behind many black's historical tendancy towards resistance.
The same principle was true in Europe and throughout the world for centuries:::People whom lived under iron fists were conditioned to think the right way. As a result they experienced higher numbers of children accend into heaven because they were taught to think and behave appropriately, which they passed on to their children. Our preditory envionment of "freedom" was the primary purpose the Gods had when implimenting this strategy that is the United States, one which they used to spred the cancer of democracy and westernization throughout the world. And the Gods use this tool that is America to prey on the disfavored both at home and abroad:::Much like the ghetto, America in general experiences a heightened level of temptation due to the people's disfavor.
Even the Old Testiment is not to be taken literally, but the Gods do offer clues throughout to help the disfavored:::The apple is a tool of temptation used to corrupt Adam and Eve and cast them out of the Garden of Eden.
There is another lesson to be learned from this passage, and it is quite similar to the vailing issue and the discourse over women's attire which ultimately died in the 70s:::Women are responsible for and control the fate of mankind.
Think about what I say. Consider what I teach. Society is going to become disturbingly ugly as we approach the Apocalypse due to spiralling, runaway disfavor.
I do not know when this will occurr, but it is the God's way to grant some time before they end on Planet Earth.
Make the decision to always be good and never look back. Until you do this technology will employ tactics to test your resolve:::Ridicule, beligerance, doubt and refusal to abandon what people perceive to be their "investment".
Pray daily. Think appropriately. Too many are confident, unaware of the God's awesome powers or their status as antients. Others may fall prey to their positioning.
Be humbled, God-fearing and beware of the God's temptations, for everyone is tested to evaluate their worthiness.
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Everytime the state gets involved they only make thing worse and create a new set of problems
There is help for people caught in the cycle of high interest debt. You need to be proactive about getting your debt under control though.
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